Pre-approval is the process of applying for a loan without having to pay any money.  It helps potential home-buyers see what loan products are available to fit their needs, determine their maximum budget, and make sure monthly mortgage payments fit within their budget.  Most importantly, it ensures that buyers meet the Lending stipulations set out in the future Purchase Contract and close on their new home in timely manner.  The best part of Pre-Approval? It's free!

On average, most homes can be put under contract and closed on within a 30 day timespan-- but, this is just an average.  The time duration can vary due to the chosen loan products or current workload of the bank, title company, and appraiser at the time your future home goes under contract.  Certain loan products, like Rural Development loans, may take longer than the normal 30 day time-period.  It is always best to discuss, with your JCS Agent and Lender, the pros and cons of selecting a more non-traditional loan product prior to making an offer on a home.  Of course, in the event there is no need for a mortgage, a home can be purchased much quicker than the traditional 30 days.

A home is the most expensive item most of us will ever buy, and most, if not all, home inspections will cost less than 0.5% of the Purchase price. Having peace of mind knowing your investment is sound is more than worth it.  Putting a home under contract is just the beginning when you're a Buyer. In most cases, the purchase agreement will specify a duration of time in which the Buyer can hire a Home Inspector to inspect the home.  A Home Inspector is a licensed professional who specializes in analyzing the current condition of the property for any defects, potential maintenance items, and/or sub-standard contruction practices which he/she will then list in a report for the home buyer.  

Sometimes ignorance is bliss, but not when it comes to selling your home.  We all know the majority of Real Estate Brokerages don’t charge buyers, so at JCS Realty we are more concerned with providing the best seller representation possible!  Working with us ensures your listing price is competitive based on current market data, you don’t leave anything on the table when it comes to negotiating the deal, and you are making decisions that will yield the best results for you and your future.

JCS Realty is a client-focused brokerage that prioritizes the quality of sales over the quantity of sales.  Our Agents are committed to providing crucial data that empowers our clients to list at the most competitive price possible. While others might advise you to sell it for cheaper than it's worth to minimize market time, pad their stats, and make a quick buck, our JCS Agents ensure your deal reflects the home value the data shows! 

Our JCS Agents combine experience, expertise and marketing strategy when preparing to sell a property.  They know that a great property marketed for the wrong use can cause extended list times.  Our Agents are equipped with the ability to keenly assess the property you are selling, determine its best use and market the property acccordingly. 

Found a property you like?  Ready to make it your home?  Here at JCS Realty we try to make the application process as simple as possible-- we know you have other things to worry about (like which rug will look best in your new living room)!  You can apply online, 24 hours a day, by going to the Rental Listings page located under the Leasing Tab on our homepage.  From here, locate the property for which you are interested in applying, enter your information and submit.  If you don't want to apply online and would rather stop by to see us, no problem--we love visitors!  Stop by our office anytime from 9:30 a.m. to 5:00 p.m. Monday - Friday, and one of our Leasing Agents will be happy to assist you through the applicaiton process or answer any questions you may have.

All persons over the age of 18 who will be living in the home must submit an application.  Non-refundable application fees are currently $29.50 per adult for processing.

So you want to apply for a JCS Rental, but are unsure you would qualify and don't want to waste your money?  We completely understand!  Let us explain what criteria we're evaluating and why:

Employment (Income)- At JCS Realty, our job is not simply to match people with homes, but to match homes with people.  The unfortunate reality is that, sometimes the home we want, we just can't afford right now.  The last thing we want to do as a responsible company is be forced to evict someone from their home because they couldn't afford it.  As a general rule of thumb, we like to see an applicant(s) household income be at least 4 times the monthly rent amount of the property for which they are applying  For example, lets say a couple applies for a JCS Rental and the wife brings home $2,400.00 a month and the husband brings home $2,200.00.  To figure the maximum monthly rental amount they could qualify for, they would add the incomes together and then divide by 4: $2,200+$2,400= $4,600.00. $4,600.00/4=$1150 per month.  Therefore, these applicants would be approved for a rental home with a monthly price of $1150 per month or less.

Credit Score - While Owners for which we manage properties set different limits on what Credit Scores are acceptable, a credit score at or above 550 is a good indicator of eligibility for a JCS Rental. Your Credit Scores give us a good indication as to whether you will or will not follow though with your committments on the lease contract.  

Credit History - When you submit your application, JCS Realty will be provided with all debts and monthly payments that you are currently making.  Also, we will be supplied with any unpaid debts that may have been turned over to collections.  Almost all of us in the modern world have debt, and debt alone will never diqualify you from your dream home.  However, these monthly payments will be counted against your income in the first section of criteria; therefore reducing the original price point you might have initially qualified for.  In the event you have had a judgement issued against you for collections of non-payed rents in the previous two calendar years, you will automatically not be eligible for a JCS Rental.

Criminal History - Every application submitted provides JCS Realty with a full and comprehensive criminal report on each applicant.  Most Felony convictions and some Misdimeanors may prevent you from being eligible for a JCS Rental.   In the event you are unsure if you would fall into this category,we recommend you give us a call prior to applying, so one of our Leasing Agents can help you get the information you need.

As always, if you've read through this and are still unsure or have questions please give us a call.  We're always here to help guide you home!

Here at JCS Realty, we want to make managing your rental payments as convienient as possible, so you have two ways to pay rent:  in person or online!  Upon signing the lease to your JCS Rental, you will be enrolled in an autodraft program.  Rent monies are autodrafted from accounts on the first of every month.  

In the event you need to make a late payment, simply login to your tenant portal with your credit or debit card and enter your information or feel free to stop by our office any time Mon-Fri from 9:30-5:00 and our friendly staff will be standing by to help.

JCS Realty provides its Owners with 1099 records and monthly statements that are convienently accessible through our Online Owner Portal.  We are also happy to provide Annual Profit & Loss Statements, Rent Roll, Maintenance Records, and Leasing Documentation upon your request.  

At JCS Realty, our Maintenance Technician conducts quarterly inspections of all rental properties we manage.  In these inspections, our technician proactively assesses the property to ensure appliances, heating, air conditioning, fans, windows, etc. are in good condition and working as they should be.  Performing these inspections allows our Technician to get ahead of any small problems that could spiral into big issues.  While we recommend quarterly inspections, we do provide our JCS Investors with the option of conducting more or less inspections upon preference. 

It takes time to develop a quality investment.  JCS Realty is passionately committed to the protection of your investment through our proven and solidified process of property management encompassing all aspects of tenant vetting, customizable rental policies, and strategic allocation of funds for improvements to maximize cash flow.  In our experience the minimum span of time to create this solid foundation for your investment property is one year.  With mutual committment to the profitability of your property, we can ensure your investments always stay in the black.

JCS Realty currently offers Property Management services in areas around Northeast Arkansas like Jonesboro, Paragould, Brookland, Bono, and Trumann.  However, with our ever-growing list of JCS Investors, we are beginning to manage properties in other areas around the State.

At JCS Realty, your problems are our problems.  Whether your tenants prefer to call our 24-hour service call-line or file a maintenance request through our online Tenant Portal, we will keep your property (and your peace of mind) under control. Our team is compiled of local contractors and in-house maintenance personnel that will treat your home like it's their home.  When those major expenses do arise, we’ll be there to guide you through the options to ensure you are making the best decision for both your investment and your future.

Structures crumble when the foundation is unsteady, but with a solid start, anyone can build an empire. At JCS Realty, we love creating opportunity for our Investors.  Whether you're looking to retool your portfolio for better performance, move into a turn-key investment at a low cost to increase ROIs, or are seeking financial consulting from our Investment Experts to strategically allocate funding for improvements based on priority and rental income, JCS Realty will be there to guide you through the options to ensure you are making the best decision for both your investment and your future.  

JCS Realty charges our JCS Investors 10% of the gross monthly rents and an additional $50.00 monthly minimum for Management Services for each property. However, we happily offer bulk discounts to Investors with more than 5 properties. 

Although we always love to see our JCS Owners remain enrolled in our Property Management Services program, in the event you need to cancel the services, we do not apply a cancellation fee to your account.  While we don't charge you to cancel, we do require a 30-day notice prior to suspending our services. Notice is required to ensure a smooth transition for tenant, owner, and JCS Realty.

JCS Realty provides its Owners with 1099 records and monthly statements that are convienently accessible through our Online Owner Portal.  We are also happy to provide Annual Profit & Loss Statements, Rent Roll, Maintenance Records, and Leasing Documentation upon your request.  

So you want to apply for a JCS Rental, but are unsure you would qualify and don't want to waste your money?  We completely understand!  Let us explain what criteria we're evaluating and why:

Employment (Income)- At JCS Realty, our job is not simply to match people with homes, but to match homes with people.  The unfortunate reality is that, sometimes the home we want, we just can't afford right now.  The last thing we want to do as a responsible company is be forced to evict someone from their home because they couldn't afford it.  As a general rule of thumb, we like to see an applicant(s) household income be at least 4 times the monthly rent amount of the property for which they are applying  For example, lets say a couple applies for a JCS Rental and the wife brings home $2,400.00 a month and the husband brings home $2,200.00.  To figure the maximum monthly rental amount they could qualify for, they would add the incomes together and then divide by 4: $2,200+$2,400= $4,600.00. $4,600.00/4=$1150 per month.  Therefore, these applicants would be approved for a rental home with a monthly price of $1150 per month or less.

Credit Score - While Owners for which we manage properties set different limits on what Credit Scores are acceptable, a credit score at or above 550 is a good indicator of eligibility for a JCS Rental. Your Credit Scores give us a good indication as to whether you will or will not follow though with your committments on the lease contract.  

Credit History - When you submit your application, JCS Realty will be provided with all debts and monthly payments that you are currently making.  Also, we will be supplied with any unpaid debts that may have been turned over to collections.  Almost all of us in the modern world have debt, and debt alone will never diqualify you from your dream home.  However, these monthly payments will be counted against your income in the first section of criteria; therefore reducing the original price point you might have initially qualified for.  In the event you have had a judgement issued against you for collections of non-payed rents in the previous two calendar years, you will automatically not be eligible for a JCS Rental.

Criminal History - Every application submitted provides JCS Realty with a full and comprehensive criminal report on each applicant.  Most Felony convictions and some Misdimeanors may prevent you from being eligible for a JCS Rental.   In the event you are unsure if you would fall into this category,we recommend you give us a call prior to applying, so one of our Leasing Agents can help you get the information you need.

As always, if you've read through this and are still unsure or have questions please give us a call.  We're always here to help guide you home!

All applications for JCS Rentals are reviewed on a first come, first serve basis.  In the event you submit an application and another applicant has applied before you, you will automatically be next in line in the event the other applicant is not approved.  If the other applicant is approved, a representive from JCS Realty will reach out to you to see if you would like to move your application to another one of our great properties.

Is something broken or not working at your home? Wondering what to do now? No problem, we've got your back!   JCS Realty takes pride in making sure all our tenants have the best experience possible at their homes.  To communicate your concerns to our Maintenance Technician quickly and efficiently, we have two ways you can submit your requests:  submit a maintenance request from our website, or call our 24-hour maintenance call center at (870) 627-3630!

You can submit a maintenance request online by going to our website and logging into your personal tenant portal. From there, you can include a description of the issues you are experiencing, pictures of any damages, and the best times to contact you. If you prefer to speak to someone in person, our helpful office staff is always standing by, and happy to handle your needs anytime Mon-Fri from 9:30-5:00.  If we're spending time with our families and are not able to be in the office, you will still be able to contact our 24-hour Maintenance Call Center.  In the event a representative from our office staff is unable to come to the phone, feel free to leave a brief message and someone will return your call as soon as possible.

*If you have an Emergency Maintenance Request (fire, water leaks, etc.),  skip the online maintenance request and call our office!*

JCS Realty charges our JCS Investors 10% of the gross monthly rents and an additional $50.00 monthly minimum for Management Services for each property. However, we happily offer bulk discounts to Investors with more than 5 properties. 

We do all the work; you cash the checks!  Once a month, an electronic transfer of monies received from Tenant(s) will be deposited into the account you provide to us upon signing up for our Management Services.  In the event of an account change, we can change with you!  Transferring accounts is a simple process that results in no interruption in services. 

Structures crumble when the foundation is unsteady, but with a solid start, anyone can build an empire. At JCS Realty, we love creating opportunity for our Investors.  Whether you're looking to retool your portfolio for better performance, move into a turn-key investment at a low cost to increase ROIs, or are seeking financial consulting from our Investment Experts to strategically allocate funding for improvements based on priority and rental income, JCS Realty will be there to guide you through the options to ensure you are making the best decision for both your investment and your future.  

A 1031 Exchange takes its name from Section 1031 of the Internal Revenue Code.  This is a tax-deferred exchange that allows a taxpayer to sell income, investment or business property and replace it with a like-kind property. This strategy additionally allows an investor to “defer” paying capital gains taxes on an investment property when it is sold, as long as another “like-kind property” is purchased with the profit gained by the sale of the first property.

When it comes to strategic investments, our JCS Management Team is top-notch.  Our team works closely with our JCS Investors, office staff, and reliable network of local professionals to decrease vacancies through effective marketing and seamless turnover procedures, lower maintenance costs through our network of subcontractors and maintenance personnel, efficiently collecting rent monies through automation and electronic banking, and determining the highest market rent for your property to ensure you don't leave anything on the table.

Our JCS Agents are skilled and experienced in navigating the housing markets of Northeast Arkansas and the surrounding areas.  This expertise empowers our JCS Investors to make educated decisions when it comes to determining the right time to sell or hold your property.  Market conditions change, but JCS Realty is here to ensure your future doesn't. 

Sometimes ignorance is bliss, but not when it comes to selling your home.  We all know the majority of Real Estate Brokerages don’t charge buyers, so at JCS Realty we are more concerned with providing the best seller representation possible!  Working with us ensures your listing price is competitive based on current market data, you don’t leave anything on the table when it comes to negotiating the deal, and you are making decisions that will yield the best results for you and your future.

JCS Realty is a client-focused brokerage that prioritizes the quality of sales over the quantity of sales.  Our Agents are committed to providing crucial data that empowers our clients to list at the most competitive price possible. While others might advise you to sell it for cheaper than it's worth to minimize market time, pad their stats, and make a quick buck, our JCS Agents ensure your deal reflects the home value the data shows! 

Our JCS Agents combine experience, expertise and marketing strategy when preparing to sell a property.  They know that a great property marketed for the wrong use can cause extended list times.  Our Agents are equipped with the ability to keenly assess the property you are selling, determine its best use and market the property acccordingly. 

When it comes to advertising, looks are everything. Listing your property with JCS Realty gives you access to our in-house team of marketing professionals that ensure your property is artistically photographed, featured with professional write-ups, receives unrivaled exposure on all major marketing portals including  Zillow, Social Media Platforms and our website to ensure that your home always puts its best foot forward.

Sometimes ignorance is bliss, but not when it comes to selling your home.  We all know the majority of Real Estate Brokerages don’t charge buyers, so at JCS Realty we are more concerned with providing the best seller representation possible!  Working with us ensures your listing price is competitive based on current market data, you don’t leave anything on the table when it comes to negotiating the deal, and you are making decisions that will yield the best results for you and your future.

JCS Realty is a client-focused brokerage that prioritizes the quality of sales over the quantity of sales.  Our Agents are committed to providing crucial data that empowers our clients to list at the most competitive price possible. While others might advise you to sell it for cheaper than it's worth to minimize market time, pad their stats, and make a quick buck, our JCS Agents ensure your deal reflects the home value the data shows! 

On average, most homes can be put under contract and closed on within a 30 day timespan-- but, this is just an average.  The time duration can vary due to the chosen loan products or current workload of the bank, title company, and appraiser at the time your future home goes under contract.  Certain loan products, like Rural Development loans, may take longer than the normal 30 day time-period.  It is always best to discuss, with your JCS Agent and Lender, the pros and cons of selecting a more non-traditional loan product prior to making an offer on a home.  Of course, in the event there is no need for a mortgage, a home can be purchased much quicker than the traditional 30 days.

Pre-approval is the process of applying for a loan without having to pay any money.  It helps potential home-buyers see what loan products are available to fit their needs, determine their maximum budget, and make sure monthly mortgage payments fit within their budget.  Most importantly, it ensures that buyers meet the Lending stipulations set out in the future Purchase Contract and close on their new home in timely manner.  The best part of Pre-Approval? It's free!

Purchasing a home is a monumental task not meant for the faint of heart.  Letting JCS Realty guide you home ensures you have a trusted advisor through every step of the home-buying process.  We'll help you sift through the ocean of listings to find homes that compliment your personal lifestyle, satisfy your school district preferences, and will grow along with your family.  We'll help you navigate the muddy waters of negotiation, and provide insight and recommendations during the inspection process.  And in the end, we'll be there to make sure no "i" goes undotted and no "t" goes uncrossed.  After signing on the dotted line, you'll be more than a homeowner, you'll be part of our family!  

So, what's this going to cost, you ask?  Unfortunately, most buyers don't realize that 99% of the time the Seller of the home pays the sales commissions for both the Seller's and Buyer's agents at closing time.   So, what does it cost to let JCS Realty guide you home?  Absolutely nothing!

The secret to selling land lies not necessarily in how your land is currently being used, but rather how it CAN be used. Our JCS Realty Land Specialists' extensive experience enables them to harness the major features of your property to optimize its use, widen your target audience, and decrease time on the market. But, they also know that seeing a deal through isn't just about marketing; it's about teamwork. Selling with JCS Realty means you have complete access to our extensive network of trusted professionals including attorneys, surveyors, and banks to ensure your deal closes accurately, on time, and within budget.

When it comes to advertising, looks are everything. Listing your property with JCS Realty gives you access to our in-house team of marketing professionals that ensure your property is artistically photographed, featured with professional write-ups, receives unrivaled exposure on all major marketing portals including  Zillow, Social Media Platforms and our website to ensure that your home always puts its best foot forward.

We all know the majority of Real Estate Brokerages don’t charge buyers, so at JCS Realty we are more concerned with providing the best seller representation possible! Every situation is different, so JCS Realty creates custom pricing that's based on each individual circumstance and property.  While the cost of seller representation changes from case to case, JCS Realty prides ourselves on being a low-cost provider in the surrounding area.